UK-only · 2025/26 and 2026/27
UK crypto tax calculator with working you can check.
Bring supported exchange files and read-only wallets together. ChainTax applies UK matching rules, shows how each calculated gain or loss was built, and keeps anything material that could change it visible for review.
Paste a public wallet address for a quick estimate
200 transaction records free account-wide · No card · Reports from £49
The ChainTax UK crypto tax calculator applies same-day matching, the 30-day Bed & Breakfast rule and Section 104 pooling across one account-wide exchange and supported DeFi history. It is built for the UK method rather than adapting a generic country setting. Read the plain-English product journey or inspect the detailed matching methodology.
Every sale,
explained.
A total on its own is hard to trust. Open any sale to see how much came in, what the crypto originally cost, which price was used, and how ChainTax reached the gain or loss.
- How the original purchase was matched to the sale
- The purchase cost used in the calculation
- Where the pound value came from
- Anything ChainTax is unsure about
What happens when something is missing?
- 1Flag it. If the original purchase cannot be found, ChainTax marks the figure as incomplete instead of assuming it is correct.
- 2Add the missing detail. Import the exchange file, add the original purchase, or enter a reliable market value.
- 3Recalculate. ChainTax reruns the report and clears the warning only when the issue is fixed.
Open every calculation yourself or send your accountant a secure, read-only link. They can see the report, but never your dashboard. See how sharing works.
There were no matching purchases on the same day or in the following 30 days, so HMRC's average-cost rule applies.
Public addresses only. No private keys, signatures, or permission to move funds.
Same-day, 30-day and Section 104 matching are applied across your combined history.
Open the calculation to see proceeds, matched cost, fees, price evidence and pool movement.
Incomplete history, prices or unclear activity cannot quietly become a positive review state.
Why not a spreadsheet
What a spreadsheet makes you maintain yourself
The rules can be modelled in a spreadsheet. The difficult part is keeping classification, prices, statutory matching and provenance consistent as the history grows.
01
HMRC matching, in order
Same-day → 30-day Bed & Breakfast → Section 104 average cost. Applied to calculated disposals in the statutory priority order, with the matching rule retained in the working.
02
34 on-chain detectors
Uniswap V2/V3, Aave, Lido, Curve, GMX, Seaport, Treasure, Balancer, liquid restaking (ether.fi, Renzo, Kelp) and more. Supported LP positions, bridges, staking rewards and airdrops are classified from their known contract flows. Anything unresolved stays in the Needs Review queue.
03
Section 104 + B&B + same-day, done right
Pools are built per asset, across every wallet and exchange you connect. Every calculated disposal shows the pool snapshot before and after the sale, the price source, and a confidence rating, all ready for an accountant to verify.
Comparing options
Compare the evidence, not just the headline total.
Provider features and prices change. Our dedicated comparisons are source-dated, provider-specific and separate from this calculator page.
Read the Koinly comparisonBeyond the report
A current view of your reconstructed tax pools
The report covers the tax year. ChainTax also values the Section 104 pools implied by your imported history, so you can see the current tax-pool position. It is not a wallet-balance reconciliation or tax advice.
Market value + cost basis
Reconstructed token pools with a supported current price, valued against your Section 104 cost basis. Holdings without one remain visibly unpriced.
Tokens and NFTs together
One view for both. NFTs are tracked at cost basis from your lot history, with no floor-price guessing.
Yours to take with you
History builds forward from the day you start, with no invented back-history. Export to CSV, or share a read-only snapshot.
Pricing
One-time payment per tax year
No subscription. Free preview for 200 account-wide transaction records, and you pay only when you download the report.
Free
£0
Up to 200 transaction records account-wide
Preview classifications, review checks, and the report structure. Downloads are gated.
Light
£49
Up to 2,500 transaction records account-wide
Exchange and lower-volume supported DeFi histories. PDF + CSV download, Show Working, accountant share link.
Active
£99
Up to 10,000 transaction records account-wide
Larger supported histories. The same calculations and report formats as Light, with a higher cap.
Above 10,000 transaction records account-wide? Concierge sync (we run it for you) is quote-first, typically £249–£449. Full pricing breakdown.
FAQ
Common questions
What are the UK Capital Gains Tax rates on crypto for 2025/26 and 2026/27?
For the 2025/26 and 2026/27 tax years, crypto Capital Gains are taxed at a flat 18% (basic rate) or 24% (higher/additional rate), with no split-year adjustment. The annual exempt amount is £3,000, frozen across both years. 2024/25 was a split year: disposals before 30 October 2024 were taxed at 10%/20% and those from 30 October 2024 onwards at 18%/24%. ChainTax calculates the SA108 Box 51 split-year adjustment and shows the value for review.
How does Section 104 pooling work for crypto?
HMRC requires you to pool acquisitions of the same asset and use the average cost as the cost basis for any disposal. ChainTax builds a Section 104 pool per asset, applies same-day matching first, then 30-day Bed & Breakfast, then S104 average cost, in HMRC's priority order. Every calculated disposal shows the matching rule used, the pool snapshot before and after the sale, and the price source.
Which blockchains and exchanges does the calculator support?
On-chain: Ethereum, Arbitrum, Optimism, Base, and Polygon, using public wallet addresses only, never private keys or signing permissions. CSV import: Coinbase, Binance and Kraken; Crypto.com App (beta); plus Koinly universal CSV (compatible format). The Crypto.com App importer is in beta. It is parser-tested but has not yet been validated end to end against a current real export, so review the imported rows before relying on them. Solana, Avalanche and BSC are not yet covered on-chain. For those, manual entry or a Koinly CSV is the workaround.
Is the calculator free?
Yes. Free for up to 200 transaction records account-wide, including classifications, review checks, and a preview of the report structure. Light is £49 for up to 2,500 account-wide transaction records and Active is £99 for up to 10,000. Each one-time purchase unlocks report access for its selected tax year; there is no subscription and calculation quality does not change by tier.
How accurate is the calculation?
Each recognised disposal is matched against HMRC rules in the correct priority order (same-day → 30-day B&B → Section 104). 34 protocol-specific classifiers cover supported activity across Uniswap, Aave, Lido, Curve, GMX, Seaport, Treasure and others. Every transaction shows a confidence rating (High, Medium, Low). Anything we cannot recognise lands in a Needs Review queue rather than being presented as resolved.
What is your refund policy?
You can review classifications, review checks, and the report structure before paying. Once you pay and download, refunds are available within 14 days under UK consumer law for unused purchases. Email hello@chaintax.co.uk to request a refund. Stripe processes the refund directly to your original payment method.
When is the UK Self Assessment deadline?
For the 2025/26 tax year (6 April 2025 to 5 April 2026), online Self Assessment is due by 31 January 2027 and paper returns by 31 October 2026. The 2024/25 deadlines (online 31 January 2026, paper 31 October 2025) have passed, though you can still file a late or amended return. SA108 is the supplementary capital gains page: for 2024/25 onwards, boxes 13.1–13.8 and Box 51 cover crypto disposals specifically.
Can my accountant verify the calculation?
Yes. Generate a shareable read-only link from the report. Your accountant can inspect recognised disposals, matching rules, the cost basis before and after each sale, and price-source confidence. No login is needed on their side. Once the material review checks pass, the PDF includes calculated SA108 box values for review.
Background reading: the complete guide to UK crypto tax 2024/25, Section 104 pooling, same-day & B&B matching, CARF 2027 readiness, how Coinbase trades are taxed by HMRC, and how to file crypto on Self Assessment.
Review your UK crypto tax working
Connect a wallet or import an exchange CSV. Free for 200 transactions. Pay only when you're ready to download the report. No subscription, no auto-renewal.
ChainTax is a tax calculation tool and does not provide tax, financial, or legal advice. Verify your figures with a qualified adviser before filing.